Know The Difference Between Bodily Injury and Personal Injury
Understanding Bodily Injury VS Personal Injury
When you’re hurt in a car crash in Texas, the last thing you want is confusion over your rights. But many accident victims don’t realize there’s a big difference between bodily injury and personal injury—and that distinction could impact how much compensation you receive.
Understanding these terms is crucial if you want to file a claim, negotiate with insurance companies, or take legal action after a wreck.
Bodily Injury
Alright, let’s break it down. Bodily injury, just as the phrase suggests, means harm or injury that is caused to a person’s physical body. In the case of an auto accident, bodily injury can include but, are not limited to whiplash, brain injury, bone fractures, burns, wrongful deaths, etc.
In Texas, “bodily injury liability” is part of every auto insurance policy. If another driver caused the crash, their insurance may cover your medical expenses—but only up to the policy limits. That means you could be left paying out-of-pocket unless you take further legal steps.
Personal Injury
Personal injury, on the other hand, is a much broader term. This includes the harm caused to the body and then additional harm. Examples of personal injury include but are not limited to emotional distress, psychological damage, loss of companionship, pain and suffering, etc.
If you file a personal injury lawsuit, you’re seeking full compensation—not just for medical bills, but also for the long-term physical, emotional, and financial toll of the accident.
What Compensation Is Available in Texas?
Texas law allows crash victims to recover a wide range of damages. Depending on your case, you may be entitled to compensation for:
- Medical bills – current and future treatments
- Lost wages – from missed work or reduced earning capacity
- Pain and suffering – for physical and mental anguish
- Property damage – repair or replacement of your vehicle
- Punitive damages – if the at-fault party was grossly negligent
However, insurance companies don’t always play fair. They often try to settle quickly—and cheaply. That’s where a lawyer with Reynolds & Reynolds can make all the difference.
Why the Right Legal Help Matters
You shouldn’t have to fight insurance adjusters while recovering from a crash. With the right attorney on your side, you can build a strong case, prove liability, and demand full compensation—not just the bare minimum. At Reynolds & Reynolds, we advocate for our clients at the highest level.
Don’t Settle for Less Than You Deserve
If you’ve been injured in a Texas auto accident, don’t wait. The difference between bodily injury and personal injury could determine how much money ends up in your pocket. Let us fight for the maximum compensation you’re legally owed.
If you are involved in an accident that resulted in either bodily or personal injury, contact the professionals at Reynolds & Reynolds. We can help you through the details of your accident, so contact our attorneys here or call (972) 684-5011 to speak with someone today. Follow us on Facebook for updates and legal tips, and contact Reynolds & Reynolds to discuss your case.
